How Do You Figure Depreciation on Rental Property?
December 4, 2025
Smarter Property and Financial Solutions for Long-Term Growth
Trusted expertise in real estate management, lending solutions, and financial strategy—helping homeowners and investors build lasting value with confidence.
who we help
Guidance Built Around Where You Are Today
Whether you’re preparing to buy, already own property, or planning your next financial move, we meet you where you are — and help you move forward with clarity.
Home Buyers & Homeowners
Buying your first home, refinancing, or getting your finances ready?
We help you understand your options, strengthen your financial foundation, and make confident decisions — without pressure.
Best for:
First-time buyers, current homeowners, growing families
Real Estate Investors
From first investment properties to long-term portfolio growth, we help investors structure smarter financing, manage risk, and build sustainable wealth through real estate.
Best for:
New and experienced investors, rental property owners
Individuals & Families
If you’re focused on improving credit, managing taxes, protecting income, or planning ahead, we help you build a strong financial base that supports your long-term goals.
Best for:
Professionals, families, anyone planning their next financial step
Why Choose CFS?
We Don’t Just Offer Services — We Guide the Whole Journey
Most companies help with one financial decision. We help you build a plan.
CFS Companies was built to support you through every stage of financial growth — from getting your finances in order, to buying property, to building long-term wealth and enjoying the lifestyle that comes with it.
One Connected Ecosystem — Not Scattered Advice
We bring everything together under one roof.
Instead of juggling lenders, agents, advisors, and planners who don’t talk to each other, our companies work as a single ecosystem. Each step builds on the last — so your financial decisions actually move you forward instead of sideways.
We Start With Education, Not Pressure
Good decisions come from understanding, not rushing.
We focus first on financial foundations like credit, taxes, and protection — because strong fundamentals create better outcomes in homeownership, investing, and wealth building. No pressure. No shortcuts. Just clarity.
Homeownership Is a Milestone — Not the Finish Line
Buying a home is only the beginning.
We help clients protect their investment, plan for maintenance, and use real estate as a tool for long-term financial stability. When you’re ready, we introduce smarter strategies for leveraging equity and building passive income — at your pace.
Long-Term Partnership, Real-Life Benefits
Your success should improve your life — not just your balance sheet.
We stay engaged well beyond the transaction with ongoing education, milestone check-ins, and personalized support. As clients grow financially, they also unlock lifestyle rewards like exclusive travel opportunities — because financial success should feel rewarding, not restrictive.
We’re not here for a single transaction.
We’re here to help you move from financial stability → to homeownership → to long-term wealth — with guidance every step of the way.
Core Services
Real Estate & Financial Services — Built to Work Together
From financial foundations to property ownership and long-term growth,
our services are designed to support smarter decisions at every stage.
Real Estate Market Analysis
Understand property values, market trends, and timing before you buy, sell, or invest — so decisions are based on data, not guesswork.
Property Financial Oversight
We help you stay on top of costs, cash flow, and financial performance to protect your investment and plan with confidence.
Maintenance & Repairs Coordination
Protect your property value with guidance on maintenance planning, repairs, and budgeting for unexpected issues.
Leasing Assistance
Support with leasing strategy, tenant placement, and lease decisions designed to reduce risk and improve long-term stability.
Property Acquisition Guidance
From first homes to investment properties, we guide you through the buying process with financial readiness and long-term goals in mind.
Tenant Screening & Management
We help ensure the right fit by focusing on responsible tenant placement and management practices that protect your investment.
Personal Financial Planning
Build a stronger financial foundation through credit improvement, tax awareness, insurance protection, and future-focused planning.
Portfolio & Wealth Strategy
Turn property ownership into a long-term wealth strategy through thoughtful investment planning, equity leverage, and risk management.
Our Strategic Partnerships
An Ecosystem Designed to Support Every Stage of Growth
We don’t operate as separate companies — we work as a connected system.
Each partnership plays a specific role, helping clients move from financial stability to property ownership and long-term wealth with clarity and continuity.
CFS Consumer Financial
Strong financial decisions start with a solid foundation. We provide guidance on credit improvement, tax awareness, insurance protection, and budgeting — helping clients prepare for bigger opportunities ahead.
CFS Investment Capital
From mortgage assistance to tailored financing solutions, we help individuals and businesses structure funding that aligns with their goals — not just today, but long term. Credit support and capital strategy are built into every step.
CFS Realty & Management
We support buyers, homeowners, and investors through property acquisition, management guidance, and long-term planning. Our focus is helping clients protect their assets while making smarter real estate decisions over time.
testimonials
Hear From Those We’ve Helped
who we are
Our professional team at CFS
Richard Phipps
(617) 963-4897
Britannia Johnson
(857) 445-9260
Tim Deal
(857) 340 7043
our blogs
real estate knowledge center
faq
Clear Answers to Common Questions
What is the best finance company for a home loan?
CFS companies is best finance company for home loan in Boston offers competitive interest rates, no hidden fees, and personalized loan options. Look for a company with strong customer reviews, a simple application process, and excellent support throughout the entire mortgage journey.
How do I choose the right finance service company in Boston?
To choose the right finance service company in Boston, consider factors such as their loan options, interest rates, reputation, customer service, and ease of application. A reliable company should offer a variety of loans, including conventional and government-backed options, while tailoring services to meet your financial goals.
Why should I consider investing in real estate?
Investing in real estate offers long-term wealth-building opportunities, tax benefits, and passive income. Real estate is often considered a stable investment, helping diversify your portfolio. In Boston, real estate investments can provide solid returns due to the city’s growing economy and demand for housing.
What is a short sale in real estate?
A short sale in real estate occurs when the homeowner sells the property for less than the mortgage balance, with the lender’s approval. It is typically used as a way to avoid foreclosure. Buyers often purchase short sale properties at a lower price, but the process can be lengthy.
How can I get the best home loan rates in Boston?
To secure the best home loan rates in Boston, compare offers from multiple lenders, check your credit score, and consider a larger down payment. Working with a reputable finance company can also help you find favorable rates and loan terms that suit your financial situation.